Traditional Therapy Model (Insurance Based) v. Zang Physical Therapy (Concierge Physical Therapy or Out of Network)
I realize many individuals, including my own family had a difficult time understanding why or how this concierge physical therapy, fee-for-service Out of Network or “cash-based” model (whatever you want to call it) would or could be accepted. To a person, they all questioned my decision, as their view is that of the average consumers. Most if not all people think their insurance should cover anything and everything. Now, while I may agree with you, that is no longer how our healthcare system in this country works. Given the current state of healthcare, a greater burden is being pushed onto the consumer in the form of sky high premiums, large deductibles, co-insurance and/or co-pays. No matter how you slice it, you will pay more up-front (premium) OR you will pay for the utilization of services (deductible, coinsurance, or co-pay). The insurance companies will continue to profit hand over fist and you the consumer will be left with a healthy bill in your mailbox or email inbox. While the model I propose may seem like a shock to the system, take a moment to scan the data I will present below for the potential cost-savings for the therapy services to the consumer (***the numbers may not reflect the exact cost per session based upon the plan you choose based upon your specific needs).
If you have questions, please call me for further explanation 717-440-6197